We are coming up on the 16th anniversary of our insurance program. Over the years, many things have changed, but the core principles that led to the creation of the CSIA insurance program remain the same today.
I was originally approached by the late, great Norm O’Leary and Bob Zeigenfuse, saying that CSIA members had expressed the need for an insurance program. They believed that the insurance industry did not understand control system integration, and as a result, integrators were incorrectly classified and over-charged. On the first two points they were, and still are, correct. On the third, only partially. One member was classified as Janitorial Consultants , and their coverage matched their premium - very low.
One fundamental of our program continues to be that it is specifically designed for control system integrators. That is what our insureds sign up for and that is what they get. It is also what the insurance carriers desire.
On the subject of carriers, many have expressed ...